Multi Country Living, Investing & Health Secrets

Multi Currency investment and living secrets are a lot like health secrets. They are ideas that make sense.. yet they are ideas that may go against the grain of every indoctrination we have ever been told.

Many good multi currency investments go against the grain.

Many aspects of livng aborad are unlike anything we know at home.

Take politics for example. Latin poliitcs are often noisy with  a lot of turnover.

On the health secret side,  as another example we know about the importance of starting the day with good nutrition.

One popular way Ecuadorians start their day right is with a morning drink of Sabila and Linaza…Aloe Vera and Flaxseed oil.

This gentleman comes out early in our village of Cotacachi.

Cotacachi health secrets

We usually find him near Cotacachi’s second plaza here.

Cotacachi health secrets

This is an early morning drink enjoyed by many residents…quite delicious…served hot with a touch of other roots as well.

Aloe Vera is taken as an internal cleanser for digestive problems, mouth ulcers, gum disease and to improve the immune system.

The leaf contains many enzymes, essential amino acids, proteins, polysaccharides, vitamins E, C, B1, 2, 3, and 6 and the minerals iron, manganese, calcium and zinc.

The flax oil (linseed oil) is a great health tonic as well. This is richest plant source of omega_3 fatty acids. This can help lower high blood pressure and reduce clotting, which causes heart attacks and strokes. It is also an anti-inflammatory relieving conditions like arthritis, migraines and gout.

Flax oil also contains more lignans than any other plant source. Lignans have anti-cancer, anti-viral, and anti-bacterial properties.

However flax oil should be fresh as it goes rancid quickly.

Aloe vera gel is not easy to blend with her liquids so the mixing routine is quite a process as our friend shows us here.

Cotacachi Health Secrets

Yet do not expect this at McDonalds soon.  The public is not as familiar with Linseed and Aloe as they are with Egg  McMuffins or Cocoa Crispies…so guess what is more often consumed in North America.

However massive acceptance and repetition of a wrong, does not make it right. No matter how much Coca Cola the world still will not be good for us. No matter how much debt society accumulates…debt is still not good.

It’s hard to fly in the face of common wisdom… difficult to ignore the thundering herd.  Multi currency investing and living abroad requires emotional strength and mental flexibility when logic suggests we act on total unfamiliar ideas.

For example readers were really surprised one year when a message at this site suggested borrowing US dollars to invest beyond Russia… to invest in Kazakhstan.

This idea came from Jyske Bank  and our immediate reactions were, “What?” Or “Surely you jest.  Where’s Kazakhstan”?

Then we looked at the facts.

The Republic of Kazakhstan, at that time was the ninth largest country in the world and the world’s largest landlocked country. This huge nation has a small population, about 15 million not many more people than geographically tiny Ecuador.

Kazakhstan declared independence in 1991 and there had been significant progress toward developing a market economy partly due to the country’s large oil, gas, and mineral reserves.

Here is a photo of Kazakhstan’s capital city Astana from Wikepedia.

Multi Currency investments

Bank TuranAlem (BTAS) was formed in 1997 as a merger between two government-owned banks, and is the second-largest bank in

BTAS was a full-service bank with representative offices in Kazakhstan, Russia, Ukraine, China, Belarus, Kyrgyzstan, Georgia, Tajikistan and Armenia.

The bank’s bonds were rated by Moody’s Ba1 and S&P: BB

Our experience said no…  go with something we know like General Motors.

Yet GM’s debt is rated much lower than the bank’s, Caa1 by Moody’s (seven levels below investment grade), and BB by Standard & Poor’s.

Plus GM was not seeing rapid strong growth.

The most recent accounts released by BTAS did show continued rapid growth EVEN though it has been affected like most financial institutions by the global credit crisis.

This is where the distortion came in.  GM bonds paid between 10% and 12%. The yield for Bank TuranAlem bonds is was 10% to 12% also.

We were paid extra for a much safer investment because Kazakhstan is unfamiliar!

The Kazakhstan government has defended the banking sector, and there was no doubt that the major banks, including Bank TuranAlem, would have received government subsidies, if they had run into problems.

The bank was very profitable. The capitalization was high.

Jyske Bank maintained a BUY recommendation. Considering the increase in income and significant support from the Kazakhstan government, Jyske expected that Bank TuranAlem to make it through the ongoing crisis in the global capital markets.  They did, while familiar GM bonds did not!

This is the way we can find value with multi currency investments… look for investments that are not familiar.  Look beyond the past at value and be ready to embrace the new.  When the new becomes familiar… those who bought when it was not new… become rich.

Until next message, may you profit by being familiar with unfamiliarity.


Join us at a seminar or Ecuador real estate tour.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Fl.

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour
Feb. 23-24  Quito-Mindo Real Estate Tour
Feb. 26-27  Cuenca Real Estate Tour

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Fl.
Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour
Mar. 19-20    Cotacachi Shamanic tour
Mar. 22-23    Coastal Real Estate Tour
Mar. 25-26    Cuenca Real Estate Tour
Mar. 28-29   South Coast Real Estate Tour

Apr. 12-15   Ecuador Export Tour ($499 or couple $749)
Apr. 17-18   Imbabura Real Estate Tour ($499 or couple $749)
Apr. 20-21  Coastal Real Estate Tour ($499 or couple $749)
Apr. 23-24  Quito-Mindo Real Estate Tour ($499 or couple $749)
Apr. 26-27  Cuenca Real Estate Tour ($499 or couple $749)

May  13-14     Ecuador Shamanic Minga  ($499 or couple $749)
May  16-17    Imbabura Real Estate Tour  ($499 or couple $749)
May  19-20    Coastal Real Estate Tour ($499 or couple $749)
May  22-23    Quito-Mindo Real Estate Tour  ($499 or couple $749)
May  25-26    Cuenca Real Estate Tour  ($499 or couple $749)
May  28-29    South Coast real Estate Tour ($499 or couple $749)

June 24         Quantum Wealth North Carolina
June 25-27    International Investing and Business North Carolina  ( $749 or couple $999)
June 28-29   Travel to Ecuador and Andes
June 30-Jly 1 Imbabura Real Estate Tour  ($499 or couple $749)
July 3-4          Coastal Real Estate Tour   ($499 or couple $749)
July 6-7          Quito-Mindo Real Estate Tour    ($499 or couple $749)
July 9-10        Cuenca Real Estate Tour   ($499 or couple $749)

Sept.   3-6      Ecuador Export Tour  ($499 or couple $749)
Sept.   8-9      Imbabura Real Estate Tour  ($499 or couple $749)
Sept. 11-12     Coastal Real Estate Tour   ($499 or couple $749)
Sept. 14-15     Cuenca Real Estate Tour    ($499 or couple $749)
Sept. 17-18     Ecuador Shamanic Minga  ($499 or couple $749)
Sept 20-21      South Coast Real Estate tour ($499 or couple $749)

Oct.    7          Quantum Wealth North Carolina
Oct.   8-10     International Investing & Business North Carolina ($749 or couple $999)
Oct.   11-12    Travel to Quito and Andes
Oct.  13-14     Imbabura Real Estate Tour ($499 or couple $749)
Oct.  16-17     Coastal Real Estate Tour ($499 or couple $749)
Oct.  19-20    Quito-Mindo Real Estate Tour ($499 or couple $749)
Oct. 22-23     Cuenca Real Estate Tour ($499 or couple $749)

Nov.    4-7        Super Thinking + Spanish Course Florida ($749 or couple $999)
Nov.    8-9       Travel to Quito and Andes
Nov. 10-11       Imbabura Real Estate Tour ($499 or couple $749)
Nov. 13-14      Coastal Real Estate Tour ($499 or couple $749)
Nov. 16-17      Quito-Mindo Real Estate  ($499 or couple $749)
Nov. 19-20     Cuenca Real Estate Tour ($499 or couple $749)
Nov  22-23      South Coast Real Estate Tour (($499 or couple $749)

Dec.   3-5       Ecuador Shamanic Mingo  ($499 or couple $749)
Dec.   7-8       Imbabura Real Estate Tour ($499 or couple $749)
Dec.  10-11    Coastal Real Estate Tour ($499 or couple $749)
Dec. 13-14     Quito-Mindo Real Estate Tour ($499 or couple $749)
Dec. 16-17      Cuenca Real Estate Tour ($499 or couple $749)

If you join the International Club, the entrance fee for 2010 is $2,999 (until January 2010).  Your attendance fees at all courses will be waived. You and your guest can attend courses worth $40,947.

You can calculate the savings as our schedule of all 2010 courses is shown below.

Arrival dates are always one or two days earlier. Please double check with us before booking flights.

I invite you to be a member of the International Club which allows you and your guest of your choice to attend all of these courses which are valued at $40,947!

International Club 2010 Membership Enroll here

You may well wonder why I would make such an offer and ask why the cost is so low? Let me answer this question frankly and from the heart.

First, it helps us do a better job for you. We feel greatly enriched when we can really help our clients improve their lives. We have learned through years of experience the best way to do this is to meet with you regularly. We can best help you learn how to improve your health and wealth through continual expansion of knowledge.

Second, we gain enormous fulfillment from the many friendships we form through the years. Our friends have enriched our lives tremendously. Let me explain this in more detail.

As a member, you will be part of our international family that meets intensively over the next year to examine ways we can make our lives better. Our goal is beyond just having money. Our goal is to have quantum wealth… good health… wealth and fulfillment through service.

Though I give all course delegates my very best, I cannot help but to do a better job for those who come again and again. As we meet often; your particular wants, needs and desires become clear, and it is easier for me to point you in the right direction.

Another phenomenon is that repeat delegates help each other! They get to know one another, help each other learn, share their insights, make contacts and gain more wealth.

Out associates in Ecuador, are experienced business people who live or work and conduct our real estate and export courses.  They can also act as your local backup for the business.

Lifestyle for Two. There is more! I have learned at my courses that many repeat delegates were couples.

We want couples! As a member of the program, you are entitled to bring another person to every single course or tour. The cost for that extra person will be ZERO!  You can bring whomever you wish. Bring your spouse, a friend, son or daughter, partner, accountant, adviser. You can bring the same person each time or a different person, whomever you choose to accompany you. (Accommodations and air fares relating to the courses are not included for members, delegates or their guests.)

Won’t you join us in this exciting club and share Merri’s and my lifestyle for the next year? We look forward to seeing you at as many courses as possible and sharing this wonderful world of abundance and well being with you!


International Club 2010 Membership $2,999 Enroll here

International Club Three Monthly Payments of $1,025